Sometimes my job drives me nuts, and today was one of those days. There are parts of my job that are wonderful and that I love, and there are other parts that are monotonous, and that balance seems pretty normal to me. The thing that can sometimes really get to me is the culture of … Continue reading How I’m Using Job Stress to Fuel My Financial Progress
Okay, so I'm a bit late to the "how much I paid off in 2018" party because it's fully January 19th, 2019 as a write this, but better late than never, am I right? So I would say that throughout the entirety of 2018, I basically felt like a complete failure at debt repayment. Now … Continue reading I increased my net worth by 22,355$ in 2018!
I love personal finance blogs, books, podcasts, etc. This is what I listen to in my car, what I read, and where I get a lot of my motivation for working toward my personal finance goals. However, there is one big problem with most of the personal finance content out there, which is that most … Continue reading Why Mental Heath is the Elephant in the Room in Personal Finance Conversations, and What You Can Do About It.
Here is a quick update on my decision not to forecast in my budget. So since I wrote this post about no longer forecasting expenses, I have had one try at budgeting without the spreadsheet. I have to say that it was a bit of a difficult transition, that is, I really wanted to look at … Continue reading How the “No Forecasting Expenses” Thing is Going
I need a spending relapse prevention plan. This week my finances derailed in a pretty predictable way. Lots of people in my office have been away for the last 3 weeks, and as a result I have been picking up a LOT of slack, and seeing a LOT more clients than I normally see. This … Continue reading How to Make a Financial Relapse Prevention Plan
I am jealous of people who are naturally good with their money. We always hear about how there are "savers" and "spenders". I am a spender. I was raised in a household of spenders, most of whom continue to be spenders to this day. I have said it before and I'll say it again, I … Continue reading Confessions of a Spender
In honour of Credit Education Week 2018 ( #CEWC2018 ) and their theme of #MoneyMindfulness, here are easy directions on how and why to practice mindfulness. Activity: Mindfulness of Sensations and Thoughts Why should I do this exercise? This exercise is effective for learning to observe the thoughts, reactions, and actions that we have in … Continue reading A Guide to Trying Mindfulness
So one of the podcasts I listen to is the YNAB podcast by Jesse Meecham, the creator of YNAB. YNAB, if you're not familiar with it, is a budgeting software (short for "You Need A Budget") that can be used across platforms like your cell phone and computer. Anyway, in this specific episode of the … Continue reading Why I’m Going to Stop Planning Ahead
So I'm taking a sick day, and not the fun kind where you just use a sick day to relax, but a real sick day where I'm actually sick (read: cough, cold, & shivering while somehow also sweating). I have been trying to sleep like a responsible sick person, but it's not working so I have … Continue reading How I Determine Values to Guide My Spending
In this post I want to talk about thoughts affecting the urge to spend. In previous posts I have talked about how I grew up in a family characterized by high levels of spending. My parents were big spenders. As a family, we were always going out to a fancy restaurant, going on an … Continue reading How Your Thoughts Could Be Undermining Your Success