Debt Dummy Update: July 31, 2017

Hi there, This is just a quick update to share with you that I have been interviewed about my financial journey and the best ways to get out of debt by the folks over at Mespo! In case you aren't familiar, Mespo provides a platform to reduce your monthly costs, manage your money across all … Continue reading Debt Dummy Update: July 31, 2017

Debt Repayment: Why is the First Cut Always the Deepest?

I have taken a 5-day weekend off from work and I have been spending that time thoroughly enjoying myself AND spending very little money! These two things, especially in combination, are my favorite! I have been feeling progressively better about my finances as I make more progress. In fact, every day that passes and every … Continue reading Debt Repayment: Why is the First Cut Always the Deepest?

Overspending on Groceries (Whole Foods is my Kryptonite)

So yesterday I decided to look at my historical spending trends in YNAB (my budgeting software) in order to see where I am doing well and where I could do better, and what I came away with was this: I am spending way too much on groceries. I think this has been sort of a … Continue reading Overspending on Groceries (Whole Foods is my Kryptonite)

Debt Dummy Update: June 30, 2017

Here are a couple updates from me, Debt Dummy! Update 1: In case you missed it last time I shared, I am excited to announce that I will be featured in Canadian Budget Binder's Making a Difference series as part of their Saturday Weekend Review, on July 22! This will share a little bit about who … Continue reading Debt Dummy Update: June 30, 2017

5 Ways I am Kicking the Urge to Shop (Shopping Addictions and Motivational Enhancement)

In this post, I will talk about the addictive nature of shopping, and how to manage impulses to shop. This post is a follow-up to my recent post: The YNAB Glitch: What Happened When the Budget Went Down (a.k.a. Self-Control or Lack Thereof) .  I wanted to follow-up on some more after-shocks I experienced from my spending … Continue reading 5 Ways I am Kicking the Urge to Shop (Shopping Addictions and Motivational Enhancement)

Second Hand Economy & a Debt Dummy Update

Hi there! So in this post I will share an update, and talk about the second-hand economy. Firstly, I want to share an update: I am going to be featured in Canadian Budget Binder's Making a Difference series as part of their Saturday Weekend Review, on July 22! This will share a little bit about who I am … Continue reading Second Hand Economy & a Debt Dummy Update

The YNAB Glitch: What Happened When the Budget Went Down (a.k.a Self-Control or Lack Thereof)

This post is about what happened when a glitch in my budgeting software rendered my budget meaningless, and what I did in the 48 hours that followed. So last weekend, I signed into my YNAB account to do my regular budgeting activities.  In case you are not familiar with YNAB, let me introduce you.  YNAB … Continue reading The YNAB Glitch: What Happened When the Budget Went Down (a.k.a Self-Control or Lack Thereof)

Facing the money-stress monster, talking about money, and learning to climb out of debt

So this week I had the pleasure of attending a 2-day course for work called "Planning Your Financial Future".  One of the many perks of being a government employee.  This was awesome for a variety of reasons, including that the days were shorter by an hour than my regular days (but I still got paid … Continue reading Facing the money-stress monster, talking about money, and learning to climb out of debt