Learning from my debt, one paycheck at a time.
So I'm taking a sick day, and not the fun kind where you just use a sick day to relax, but a real sick day where I'm actually sick (read: cough, cold, & shivering while somehow also sweating). I have been trying to sleep like a responsible sick person, but it's not working so I have … Continue reading How I Determine Values to Guide My Spending
In this post I want to talk about thoughts affecting the urge to spend. In previous posts I have talked about how I grew up in a family characterized by high levels of spending. My parents were big spenders. As a family, we were always going out to a fancy restaurant, going on an … Continue reading How Your Thoughts Could Be Undermining Your Success
In my last post I talked about having had a relapse into spending, and how I was going to need to work hard to come back from this. Well I am happy to report that things have started to go in a much better direction. I have gotten my emergency fund back above Dave Ramsey's … Continue reading Road to Recovery
It's been 7 months since my last post, and I'm back with a confession. So this is hard for me to write, but I have started slipping down a path of increased spending, overspending, and almost, thought not quite, debt accumulation. This has been stopping me from being able to achieve any of my savings … Continue reading Relapse
So let's talk about a taboo topic in personal finance: BURNOUT. A couple of months ago I was working a full time job (read 9-10 hours per day), actively engaging in a search for a new job, commuting 2+ hours per day, working out, working shifts for a catering company on the weekends until 2am, volunteering … Continue reading 7 Ways to Avoid Burnout
If you follow me on twitter, you may have seen that I recently got a new job making more than 14k more than I am making in my current job! As promised, here is some info on how I did it. And in case you saw that tweet, I will also write another post later … Continue reading 18 Ways I Got a Job with a 15k Pay Raise
This post is about what I personally spend money on and why. I wrote this in order to take stock of my current spending patterns. I resisted making a list like this, because everyone is different, and so I don't want this list to be taken as a prescription for what anyone else should do with … Continue reading What I Will and Will Not Spend My Money On
In this post, I will talk about some of the reasons you should decide to feel good about the fact that you might suck at budgeting (for now). That’s right: You’re supposed to suck at budgeting when you first start out, and you will keep on sucking at it for a while, and that’s okay. … Continue reading 6 Reasons Why SUCKING at Budgeting is the Key to Success
This post is about a question I am often thinking about: Am I being aggressive enough with my debt repayment? I have had some great wins lately (paying off my first credit card, making significant progress on the second one), but I still have a long way to go. I often wonder: Am I being … Continue reading Am I Being Aggressive Enough with My Debt Repayment?
In this post I talk about incorporating personal finance values into your dating life. So now that personal finance has become one of my central values, it is something I have begun to weigh as an important aspect of many, if not all of my decisions. Also recently, I have begun to venture back into … Continue reading Dating: How Do You Find a Frugal Partner?