Hi there, This is just a quick update to share with you that I have been interviewed about my financial journey and the best ways to get out of debt by the folks over at Mespo! In case you aren't familiar, Mespo provides a platform to reduce your monthly costs, manage your money across all … Continue reading Debt Dummy Update: July 31, 2017
I have been very excited to write this post, because it means that as of today, I have officially paid off my first (of 2) credit cards! Woohoo! This was not easy, and came with many setbacks. In this post, I will share some of the strategies that worked for me. *If you have been … Continue reading 10 Ways I Paid Off My First Credit Card!
It's the weekend! I am just writing a quick hello to wish you a happy Saturday, and also to remind you (or possibly tell you for the first time) that today, I am being featured on Canadian Budget Binder's Making a Difference series! This feature will explain a little bit about … Continue reading Debt Dummy Update: July 22, 2017
I have taken a 5-day weekend off from work and I have been spending that time thoroughly enjoying myself AND spending very little money! These two things, especially in combination, are my favorite! I have been feeling progressively better about my finances as I make more progress. In fact, every day that passes and every … Continue reading Debt Repayment: Why is the First Cut Always the Deepest?
So yesterday I decided to look at my historical spending trends in YNAB (my budgeting software) in order to see where I am doing well and where I could do better, and what I came away with was this: I am spending way too much on groceries. I think this has been sort of a … Continue reading Overspending on Groceries (Whole Foods is my Kryptonite)
Here are a couple updates from me, Debt Dummy! Update 1: In case you missed it last time I shared, I am excited to announce that I will be featured in Canadian Budget Binder's Making a Difference series as part of their Saturday Weekend Review, on July 22! This will share a little bit about who … Continue reading Debt Dummy Update: June 30, 2017
In this post, I will talk about the addictive nature of shopping, and how to manage impulses to shop. This post is a follow-up to my recent post: The YNAB Glitch: What Happened When the Budget Went Down (a.k.a. Self-Control or Lack Thereof) . I wanted to follow-up on some more after-shocks I experienced from my spending … Continue reading 5 Ways I am Kicking the Urge to Shop (Shopping Addictions and Motivational Enhancement)
Hi there! So in this post I will share an update, and talk about the second-hand economy. Firstly, I want to share an update: I am going to be featured in Canadian Budget Binder's Making a Difference series as part of their Saturday Weekend Review, on July 22! This will share a little bit about who I am … Continue reading Second Hand Economy & a Debt Dummy Update
This post is about what happened when a glitch in my budgeting software rendered my budget meaningless, and what I did in the 48 hours that followed. So last weekend, I signed into my YNAB account to do my regular budgeting activities. In case you are not familiar with YNAB, let me introduce you. YNAB … Continue reading The YNAB Glitch: What Happened When the Budget Went Down (a.k.a Self-Control or Lack Thereof)
So this week I had the pleasure of attending a 2-day course for work called "Planning Your Financial Future". One of the many perks of being a government employee. This was awesome for a variety of reasons, including that the days were shorter by an hour than my regular days (but I still got paid … Continue reading Facing the money-stress monster, talking about money, and learning to climb out of debt