Learning from my debt, one paycheck at a time.
I am jealous of people who are naturally good with their money. We always hear about how there are "savers" and "spenders". I am a spender. I was raised in a household of spenders, most of whom continue to be spenders to this day. I have said it before and I'll say it again, I … Continue reading Confessions of a Spender
So one of the podcasts I listen to is the YNAB podcast by Jesse Meecham, the creator of YNAB. YNAB, if you're not familiar with it, is a budgeting software (short for "You Need A Budget") that can be used across platforms like your cell phone and computer. Anyway, in this specific episode of the … Continue reading Why I’m Going to Stop Planning Ahead
In this post, I will talk about some of the reasons you should decide to feel good about the fact that you might suck at budgeting (for now). That’s right: You’re supposed to suck at budgeting when you first start out, and you will keep on sucking at it for a while, and that’s okay. … Continue reading 6 Reasons Why SUCKING at Budgeting is the Key to Success
So yesterday I decided to look at my historical spending trends in YNAB (my budgeting software) in order to see where I am doing well and where I could do better, and what I came away with was this: I am spending way too much on groceries. I think this has been sort of a … Continue reading Overspending on Groceries (Whole Foods is my Kryptonite)
Hi there! So in this post I will share an update, and talk about the second-hand economy. Firstly, I want to share an update: I am going to be featured in Canadian Budget Binder's Making a Difference series as part of their Saturday Weekend Review, on July 22! This will share a little bit about who I am … Continue reading Second Hand Economy & a Debt Dummy Update
So this week I had the pleasure of attending a 2-day course for work called "Planning Your Financial Future". One of the many perks of being a government employee. This was awesome for a variety of reasons, including that the days were shorter by an hour than my regular days (but I still got paid … Continue reading Facing the money-stress monster, talking about money, and learning to climb out of debt
Makeup, fashion, waxing, lotions, creams, self-tanners, manis, pedis, perfume: it's all really EXPENSIVE. Like Dolly Parton said: "It costs a lot of money to look this cheap." Even if you are just doing basic level things (brushing your teeth, washing your hair, wearing deodorant of some form, moisturizing occasionally, maybe wearing mascara, lip chap, etc), … Continue reading Beauty, Fashion, & General Girl Stuff: What are you willing to pay for?
So this post is about 2 struggles I encountered this week: How do you know when to choose life, and when to choose your financial goals? How do you manage the reactions and expectations of your friends, who may not have similar financial priorities? So this weekend I made a somewhat difficult decision about money … Continue reading Choices