6 Reasons Why SUCKING at Budgeting is the Key to Success

In this post, I will talk about some of the reasons you should decide to feel good about the fact that you might suck at budgeting (for now). That’s right: You’re supposed to suck at budgeting when you first start out, and you will keep on sucking at it for a while, and that’s okay. … Continue reading 6 Reasons Why SUCKING at Budgeting is the Key to Success

Dating: How Do You Find a Frugal Partner?

In this post I talk about incorporating personal finance values into your dating life. So now that personal finance has become one of my central values, it is something I have begun to weigh as an important aspect of many, if not all of my decisions.  Also recently, I have begun to venture back into … Continue reading Dating: How Do You Find a Frugal Partner?

Debt Dummy Update: July 31, 2017

Hi there, This is just a quick update to share with you that I have been interviewed about my financial journey and the best ways to get out of debt by the folks over at Mespo! In case you aren't familiar, Mespo provides a platform to reduce your monthly costs, manage your money across all … Continue reading Debt Dummy Update: July 31, 2017

5 Ways I am Kicking the Urge to Shop (Shopping Addictions and Motivational Enhancement)

In this post, I will talk about the addictive nature of shopping, and how to manage impulses to shop. This post is a follow-up to my recent post: The YNAB Glitch: What Happened When the Budget Went Down (a.k.a. Self-Control or Lack Thereof) .  I wanted to follow-up on some more after-shocks I experienced from my spending … Continue reading 5 Ways I am Kicking the Urge to Shop (Shopping Addictions and Motivational Enhancement)

The YNAB Glitch: What Happened When the Budget Went Down (a.k.a Self-Control or Lack Thereof)

This post is about what happened when a glitch in my budgeting software rendered my budget meaningless, and what I did in the 48 hours that followed. So last weekend, I signed into my YNAB account to do my regular budgeting activities.  In case you are not familiar with YNAB, let me introduce you.  YNAB … Continue reading The YNAB Glitch: What Happened When the Budget Went Down (a.k.a Self-Control or Lack Thereof)

Facing the money-stress monster, talking about money, and learning to climb out of debt

So this week I had the pleasure of attending a 2-day course for work called "Planning Your Financial Future".  One of the many perks of being a government employee.  This was awesome for a variety of reasons, including that the days were shorter by an hour than my regular days (but I still got paid … Continue reading Facing the money-stress monster, talking about money, and learning to climb out of debt

Beauty, Fashion, & General Girl Stuff: What are you willing to pay for?

Makeup, fashion, waxing, lotions, creams, self-tanners, manis, pedis, perfume: it's all really EXPENSIVE.  Like Dolly Parton said: "It costs a lot of money to look this cheap." Even if you are just doing basic level things (brushing your teeth, washing your hair, wearing deodorant of some form, moisturizing occasionally, maybe wearing mascara, lip chap, etc), … Continue reading Beauty, Fashion, & General Girl Stuff: What are you willing to pay for?

Choices

So this post is about 2 struggles I encountered this week: How do you know when to choose life, and when to choose your financial goals? How do you manage the reactions and expectations of your friends, who may not have similar financial priorities? So this weekend I made a somewhat difficult decision about money … Continue reading Choices

At the base of the mountain…

I grew up in a home that was filled with paradoxes about money.  My parents both earned very high incomes, but they spent to match it.  Lots of money was made, lots was spent, and it seemed to be a constant source of stress.  Yet I didn't learn to fear or even respect money right … Continue reading At the base of the mountain…