Learning from my debt, one paycheck at a time.
So one of the podcasts I listen to is the YNAB podcast by Jesse Meecham, the creator of YNAB. YNAB, if you're not familiar with it, is a budgeting software (short for "You Need A Budget") that can be used across platforms like your cell phone and computer. Anyway, in this specific episode of the … Continue reading Why I’m Going to Stop Planning Ahead
In this post I talk about incorporating personal finance values into your dating life. So now that personal finance has become one of my central values, it is something I have begun to weigh as an important aspect of many, if not all of my decisions. Also recently, I have begun to venture back into … Continue reading Dating: How Do You Find a Frugal Partner?
Hi there, This is just a quick update to share with you that I have been interviewed about my financial journey and the best ways to get out of debt by the folks over at Mespo! In case you aren't familiar, Mespo provides a platform to reduce your monthly costs, manage your money across all … Continue reading Debt Dummy Update: July 31, 2017
So yesterday I decided to look at my historical spending trends in YNAB (my budgeting software) in order to see where I am doing well and where I could do better, and what I came away with was this: I am spending way too much on groceries. I think this has been sort of a … Continue reading Overspending on Groceries (Whole Foods is my Kryptonite)
Here are a couple updates from me, Debt Dummy! Update 1: In case you missed it last time I shared, I am excited to announce that I will be featured in Canadian Budget Binder's Making a Difference series as part of their Saturday Weekend Review, on July 22! This will share a little bit about who … Continue reading Debt Dummy Update: June 30, 2017
In this post, I will talk about the addictive nature of shopping, and how to manage impulses to shop. This post is a follow-up to my recent post: The YNAB Glitch: What Happened When the Budget Went Down (a.k.a. Self-Control or Lack Thereof) . I wanted to follow-up on some more after-shocks I experienced from my spending … Continue reading 5 Ways I am Kicking the Urge to Shop (Shopping Addictions and Motivational Enhancement)
Hi there! So in this post I will share an update, and talk about the second-hand economy. Firstly, I want to share an update: I am going to be featured in Canadian Budget Binder's Making a Difference series as part of their Saturday Weekend Review, on July 22! This will share a little bit about who I am … Continue reading Second Hand Economy & a Debt Dummy Update
This post is about what happened when a glitch in my budgeting software rendered my budget meaningless, and what I did in the 48 hours that followed. So last weekend, I signed into my YNAB account to do my regular budgeting activities. In case you are not familiar with YNAB, let me introduce you. YNAB … Continue reading The YNAB Glitch: What Happened When the Budget Went Down (a.k.a Self-Control or Lack Thereof)
So this week I had the pleasure of attending a 2-day course for work called "Planning Your Financial Future". One of the many perks of being a government employee. This was awesome for a variety of reasons, including that the days were shorter by an hour than my regular days (but I still got paid … Continue reading Facing the money-stress monster, talking about money, and learning to climb out of debt
So this post is about 2 struggles I encountered this week: How do you know when to choose life, and when to choose your financial goals? How do you manage the reactions and expectations of your friends, who may not have similar financial priorities? So this weekend I made a somewhat difficult decision about money … Continue reading Choices