Confessions of a Spender

I am jealous of people who are naturally good with their money. We always hear about how there are "savers" and "spenders".  I am a spender.  I was raised in a household of spenders, most of whom continue to be spenders to this day. I have said it before and I'll say it again, I … Continue reading Confessions of a Spender

6 Reasons Why SUCKING at Budgeting is the Key to Success

In this post, I will talk about some of the reasons you should decide to feel good about the fact that you might suck at budgeting (for now). That’s right: You’re supposed to suck at budgeting when you first start out, and you will keep on sucking at it for a while, and that’s okay. … Continue reading 6 Reasons Why SUCKING at Budgeting is the Key to Success

5 Ways I am Kicking the Urge to Shop (Shopping Addictions and Motivational Enhancement)

In this post, I will talk about the addictive nature of shopping, and how to manage impulses to shop. This post is a follow-up to my recent post: The YNAB Glitch: What Happened When the Budget Went Down (a.k.a. Self-Control or Lack Thereof) .  I wanted to follow-up on some more after-shocks I experienced from my spending … Continue reading 5 Ways I am Kicking the Urge to Shop (Shopping Addictions and Motivational Enhancement)

Second Hand Economy & a Debt Dummy Update

Hi there! So in this post I will share an update, and talk about the second-hand economy. Firstly, I want to share an update: I am going to be featured in Canadian Budget Binder's Making a Difference series as part of their Saturday Weekend Review, on July 22! This will share a little bit about who I am … Continue reading Second Hand Economy & a Debt Dummy Update

The YNAB Glitch: What Happened When the Budget Went Down (a.k.a Self-Control or Lack Thereof)

This post is about what happened when a glitch in my budgeting software rendered my budget meaningless, and what I did in the 48 hours that followed. So last weekend, I signed into my YNAB account to do my regular budgeting activities.  In case you are not familiar with YNAB, let me introduce you.  YNAB … Continue reading The YNAB Glitch: What Happened When the Budget Went Down (a.k.a Self-Control or Lack Thereof)

Facing the money-stress monster, talking about money, and learning to climb out of debt

So this week I had the pleasure of attending a 2-day course for work called "Planning Your Financial Future".  One of the many perks of being a government employee.  This was awesome for a variety of reasons, including that the days were shorter by an hour than my regular days (but I still got paid … Continue reading Facing the money-stress monster, talking about money, and learning to climb out of debt