Learning from my debt, one paycheck at a time.
It's been 7 months since my last post, and I'm back with a confession. So this is hard for me to write, but I have started slipping down a path of increased spending, overspending, and almost, thought not quite, debt accumulation. This has been stopping me from being able to achieve any of my savings … Continue reading Relapse
So yesterday I decided to look at my historical spending trends in YNAB (my budgeting software) in order to see where I am doing well and where I could do better, and what I came away with was this: I am spending way too much on groceries. I think this has been sort of a … Continue reading Overspending on Groceries (Whole Foods is my Kryptonite)
This post is about what happened when a glitch in my budgeting software rendered my budget meaningless, and what I did in the 48 hours that followed. So last weekend, I signed into my YNAB account to do my regular budgeting activities. In case you are not familiar with YNAB, let me introduce you. YNAB … Continue reading The YNAB Glitch: What Happened When the Budget Went Down (a.k.a Self-Control or Lack Thereof)
So this week I had the pleasure of attending a 2-day course for work called "Planning Your Financial Future". One of the many perks of being a government employee. This was awesome for a variety of reasons, including that the days were shorter by an hour than my regular days (but I still got paid … Continue reading Facing the money-stress monster, talking about money, and learning to climb out of debt