Learning from my debt, one paycheck at a time.
I'm going to stop investing for one year. WHAT!? You say? Let me explain... For the last couple years, I have been taking the approach of investing, saving, AND paying down my student loan. I was paying a lot more toward my student loan (1100/month) than I was toward investing for retirement (600/month) or saving … Continue reading To Invest or Pay my Student Loan?
I am jealous of people who are naturally good with their money. We always hear about how there are "savers" and "spenders". I am a spender. I was raised in a household of spenders, most of whom continue to be spenders to this day. I have said it before and I'll say it again, I … Continue reading Confessions of a Spender
It's been 7 months since my last post, and I'm back with a confession. So this is hard for me to write, but I have started slipping down a path of increased spending, overspending, and almost, thought not quite, debt accumulation. This has been stopping me from being able to achieve any of my savings … Continue reading Relapse
In this post, I will talk about some of the reasons you should decide to feel good about the fact that you might suck at budgeting (for now). That’s right: You’re supposed to suck at budgeting when you first start out, and you will keep on sucking at it for a while, and that’s okay. … Continue reading 6 Reasons Why SUCKING at Budgeting is the Key to Success
In this post I talk about incorporating personal finance values into your dating life. So now that personal finance has become one of my central values, it is something I have begun to weigh as an important aspect of many, if not all of my decisions. Also recently, I have begun to venture back into … Continue reading Dating: How Do You Find a Frugal Partner?
Hi there, This is just a quick update to share with you that I have been interviewed about my financial journey and the best ways to get out of debt by the folks over at Mespo! In case you aren't familiar, Mespo provides a platform to reduce your monthly costs, manage your money across all … Continue reading Debt Dummy Update: July 31, 2017
Here are a couple updates from me, Debt Dummy! Update 1: In case you missed it last time I shared, I am excited to announce that I will be featured in Canadian Budget Binder's Making a Difference series as part of their Saturday Weekend Review, on July 22! This will share a little bit about who … Continue reading Debt Dummy Update: June 30, 2017
In this post, I will talk about the addictive nature of shopping, and how to manage impulses to shop. This post is a follow-up to my recent post: The YNAB Glitch: What Happened When the Budget Went Down (a.k.a. Self-Control or Lack Thereof) . I wanted to follow-up on some more after-shocks I experienced from my spending … Continue reading 5 Ways I am Kicking the Urge to Shop (Shopping Addictions and Motivational Enhancement)
Hi there! So in this post I will share an update, and talk about the second-hand economy. Firstly, I want to share an update: I am going to be featured in Canadian Budget Binder's Making a Difference series as part of their Saturday Weekend Review, on July 22! This will share a little bit about who I am … Continue reading Second Hand Economy & a Debt Dummy Update
This post is about what happened when a glitch in my budgeting software rendered my budget meaningless, and what I did in the 48 hours that followed. So last weekend, I signed into my YNAB account to do my regular budgeting activities. In case you are not familiar with YNAB, let me introduce you. YNAB … Continue reading The YNAB Glitch: What Happened When the Budget Went Down (a.k.a Self-Control or Lack Thereof)