Here is a quick update on my decision not to forecast in my budget.
So since I wrote this post about no longer forecasting expenses, I have had one try at budgeting without the spreadsheet. I have to say that it was a bit of a difficult transition, that is, I really wanted to look at the spreadsheet. I was worried that without the spreadsheet, I would forget about some category and fail to allocate money toward it. I resisted the urge to look at the spreadsheet until I had budgeted all the money from that current paycheck, and then I allowed myself to look at it at the end, just to make sure that I hadn’t missed anything major. It turns out, I hadn’t missed anything, and I was able to do my budgeting quite successfully without the spreadsheet. To be clear, I am budgeting with the app called YNAB, which has my goals, my upcoming expenses, and my monthly data all plugged into it already, so I really didn’t need the spreadsheet, but it was still hard to let go.
So while I didn’t technically use the spreadsheet to budget this week per se, I still consulted it at the end. The real challenge will be ditching it entirely, and functioning solely out of the YNAB budgeting software. I will update later on how this goes. Wish me luck!
As always, thank you for reading,