Author: Debt Dummy

It has been 6 months since I posted!  Wow, time flies!  This definitely means that it is time for an update. So things have been going along as can be expected, I have been continuing the aggressive-sized transfers to my student loan, and there have been some setbacks, which I basically expected.  I wasn’t sure … Continue reading Aggressive goals and negative self-talk, but I’m on track! →

Sometimes my job drives me nuts, and today was one of those days.  There are parts of my job that are wonderful and that I love, and there are other parts that are monotonous, and that balance seems pretty normal to me.  The thing that can sometimes really get to me is the culture of … Continue reading How I’m Using Job Stress to Fuel My Financial Progress →

Okay, so I'm a bit late to the "how much I paid off in 2018" party because it's fully January 19th, 2019 as a write this, but better late than never, am I right? So I would say that throughout the entirety of 2018, I basically felt like a complete failure at debt repayment.  Now … Continue reading I increased my net worth by 22,355$ in 2018! →

I love personal finance blogs, books, podcasts, etc.  This is what I listen to in my car, what I read, and where I get a lot of my motivation for working toward my personal finance goals.  However, there is one big problem with most of the personal finance content out there, which is that most … Continue reading Why Mental Heath is the Elephant in the Room in Personal Finance Conversations, and What You Can Do About It. →

Here is a quick update on my decision not to forecast in my budget. So since I wrote this post about no longer forecasting expenses, I have had one try at budgeting without the spreadsheet.   I have to say that it was a bit of a difficult transition, that is, I really wanted to look at … Continue reading How the “No Forecasting Expenses” Thing is Going →

I need a spending relapse prevention plan. This week my finances derailed in a pretty predictable way.  Lots of people in my office have been away for the last 3 weeks, and as a result I have been picking up a LOT of slack, and seeing a LOT more clients than I normally see.  This … Continue reading How to Make a Financial Relapse Prevention Plan →