Why Mental Heath is the Elephant in the Room in Personal Finance Conversations, and What You Can Do About It.

I love personal finance blogs, books, podcasts, etc.  This is what I listen to in my car, what I read, and where I get a lot of my motivation for working toward my personal finance goals.  However, there is one big problem with most of the personal finance content out there, which is that most … Continue reading Why Mental Heath is the Elephant in the Room in Personal Finance Conversations, and What You Can Do About It.

Confessions of a Spender

I am jealous of people who are naturally good with their money. We always hear about how there are "savers" and "spenders".  I am a spender.  I was raised in a household of spenders, most of whom continue to be spenders to this day. I have said it before and I'll say it again, I … Continue reading Confessions of a Spender

A Guide to Trying Mindfulness

In honour of Credit Education Week 2018 ( #CEWC2018 ) and their theme of #MoneyMindfulness, here are easy directions on how and why to practice mindfulness. Activity: Mindfulness of Sensations and Thoughts Why should I do this exercise? This exercise is effective for learning to observe the thoughts, reactions, and actions that we have in … Continue reading A Guide to Trying Mindfulness

Why I’m Going to Stop Planning Ahead

So one of the podcasts I listen to is the YNAB podcast by Jesse Meecham, the creator of YNAB.  YNAB, if you're not familiar with it, is a budgeting software (short for "You Need A Budget") that can be used across platforms like your cell phone and computer.  Anyway, in this specific episode of the … Continue reading Why I’m Going to Stop Planning Ahead

Relapse

It's been 7 months since my last post, and I'm back with a confession. So this is hard for me to write, but I have started slipping down a path of increased spending, overspending, and almost, thought not quite, debt accumulation.  This has been stopping me from being able to achieve any of my savings … Continue reading Relapse